Privacy Policy

1. Overview

TaxBreakTools ("we," "us," or "our") operates the website taxbreaktools.com. This Privacy Policy explains what data we collect, how we use it, and your rights regarding your personal information. We are committed to protecting your privacy and being transparent about our data practices.

2. Data We Collect

Data You Provide

Our tax calculators run entirely in your browser. Any numbers you enter (tip income, wages, state selection) are processed locally using JavaScript and are never transmitted to our servers. No personally identifiable financial data is collected or stored server-side. If you choose to use browser localStorage for saving preferences, that data remains on your device.

Data Collected Automatically

We may automatically collect:

• IP address (anonymized where possible)
• Browser type and version
• Pages visited and time spent
• Referring URL
• Device type and screen resolution

Vercel hosts the site and may process this technical request information in infrastructure and security logs. Google Analytics is configured as a possible future measurement provider but is currently disabled. Advertising is not enabled.

3. Third-Party Services

Google AdSense & Advertising

Google AdSense is configured as a possible future advertising provider but is not currently enabled. We will verify account approval, enable the consent controls required for the intended audience, and update this policy before activating advertising.

You can opt out of personalized advertising by visiting Google's Ad Settings or turn off ad personalization entirely at My Ad Center.

We do not currently load third-party advertising scripts or advertising cookies.

You may also use the Digital Advertising Alliance's interest-based advertising opt-out tool.

Google Analytics

Google Analytics is configured as a possible future measurement provider but is currently disabled. It will remain disabled until a domain-valid consent platform is enabled. If analytics is activated later, visitors will be able to decline it through the consent control or by installing the Google Analytics Opt-out Browser Add-on.

Cookiebot Consent Management

Cookiebot is configured as a possible future consent management platform but is currently disabled because a domain-valid consent configuration has not been completed for taxbreaktools.com. Optional analytics and advertising scripts are also disabled while the consent platform is off. Cookiebot's privacy practices are described in Cookiebot's Privacy Policy.

4. How We Use Your Data

• To provide and improve our tax calculators and tools
• To understand how visitors use our site if consent-based analytics is enabled later
• To support the free service with advertising in the future, if approved and enabled
• To comply with legal obligations

5. Data Retention

We do not store calculator inputs or personally identifiable financial data in our own database. Calculator inputs are processed entirely in your browser and are not transmitted by the calculators. Google Analytics and advertising are currently disabled. Vercel may retain hosting and security logs according to its service plan, security needs, backups, legal obligations, and current provider policies.

6. Cookies

The current and possible future cookie categories are:

• Essential cookies: Required for basic site functionality.
• Analytics cookies: Currently disabled. If enabled later, they would help us understand how visitors use the site after consent.
• Advertising cookies: Not currently active. We will update this policy before enabling Google AdSense.

7. Your Rights Under CCPA (California)

If you are a California resident, you have the right to:

• Know what personal information we collect and how it is used
• Request deletion of your personal information
• Opt out of the sale or sharing of your personal information
• Not be discriminated against for exercising your privacy rights
• Correct inaccurate personal information
• Limit use of sensitive personal information

To exercise these rights, please contact us through our contact page.

8. Your Rights Under GDPR (EU/EEA)

If you are located in the EU or EEA, you have the right to:

• Access your personal data
• Rectify inaccurate personal data
• Request erasure of your personal data
• Restrict processing of your personal data
• Data portability
• Object to processing of your personal data
• Withdraw consent at any time
• Lodge a complaint with a supervisory authority

We rely on consent before enabling analytics storage. Advertising cookies are not currently active.

9. Your Rights Under MODPA (Maryland)

If you are a Maryland resident, you have the right to request that we do not sell or share your personal information under the Maryland Online Data Privacy Act (MODPA), §14-4604. We honor Global Privacy Control (GPC) signals as a universal opt-out of targeted advertising, data sale, and data sharing for Maryland and all other U.S. residents.

• Access your personal data
• Request deletion of your personal data
• Correct inaccurate personal data
• Request portability of your data
• Opt out of the sale or sharing of your personal information

To exercise these rights, please visit our contact page. Requests will be processed within 45 days.

10. Global Privacy Control (GPC) Honor

We honor the Global Privacy Control (GPC) browser signal as a universal opt-out of targeted advertising, data sale, and data sharing. When GPC is enabled on your browser or device, we automatically decline non-essential cookies and apply the strictest privacy settings to protect your information. GPC fulfills your privacy preferences across participating websites and is recognized under applicable state privacy laws including CCPA, MODPA, and others.

11. Financial Data

No personally identifiable financial data is collected or stored server-side. All calculator inputs and results are processed entirely in your browser using client-side JavaScript. If any data is stored locally (via localStorage), it remains on your device and is never transmitted to our servers.

12. Do Not Sell or Share My Personal Information

We do not sell your personal information. Google AdSense is not currently enabled. If it is enabled later, Google may use cookies to serve personalized ads, which may constitute "sharing" under certain state privacy laws. You can opt out of personalized advertising through Google Ads Settings or by using the Global Privacy Control (GPC) signal in your browser.

13. Children's Privacy

Our site is not directed at children under the age of 13. We do not knowingly collect personal information from children.

14. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page indicates when the policy was last revised. We encourage you to review this page periodically.

15. Your Privacy Choices

You have the following choices regarding your data and how it is used:

• Opt out of personalized ads: Visit Google's Ad Settings or My Ad Center (personalization off).
• Cookie consent: Non-essential analytics and advertising scripts are currently disabled. A consent control will be required before either category is enabled.
• Opt out of Google Analytics: Install the Google Analytics Opt-out Browser Add-on.

16. Contact

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please visit our contact page.